Credit Risk Commercial Analyst

Team Risk and Credit

Location Holborn Office

County Central London

Ref # 10097

Closing Date 22-Mar-2020

Do you have the drive to delve into data every day? Are you keen on crunching numbers to extract the best business insights possible? Are you keen to utilise your commercial credit risk knowledge to make a real contribution towards your company’s growth? If yes, then we may have the role for you!

As a Commercial Credit Risk Analyst, you will support the Second Line of Defence’s Commercial Credit Risk team providing insights into the Commercial Lending portfolio. As part of your role, you will be reporting on various commercial credit risks across the portfolio. 

So what would you be doing?...

• Supporting the Commercial Credit Risk team with data analysis and processing
• Monitoring the Commercial Lending portfolio including monthly reporting on credit performance, trends and concentrations
• Interpreting and deriving insights from data
• Keeping up to date with the regulatory environment we operate in
• Developing programs with technical skills in SAS, Excel and Access
• Performing reconciliation and validation routines across all deliverables

You need to be this kind of person…

• Passionate about providing unparalleled levels of service and convenience for customers
• Able to work and learn quickly in a fast paced, fun and dynamic environment
• Prepared to stick at something – we get nervous if someone has jumped from job to job as we want people who are prepared to learn and grow
• Care about doing a great job and exceeding expectations with the quality of what you do

And... we are a bank so risk is a part of everything we do. We love people who take responsibility, do the right thing for customers, colleagues and Metro Bank and have the courage to call out any concerns.

We always support colleagues to develop their skills. But to be successful in this job you really do need to already be able to do most of these wonderful things...

• Understand the risks associated with your job and what that means for you, Metro Bank and all our stakeholders
• Naturally, you will have experience working as a Commercial Credit Risk Analyst using SAS and be able to perform data manipulations, investigations and report findings
• We need you to have an amazing understanding of the commercial lending sector and its idiosyncrasies
• You will have strong analytical skills
• In order to be fantastic in this role, you will have knowledge of commercial credit risk regulatory frameworks, especially; Basel Accord (IRB) and IFRS9

Important Footnote Diverse teams really are the best teams. We know that candidates (especially women, research tells us) may be put off applying for a job unless they can tick every box.  We also know that ‘normal’ office hours aren’t always doable, and while we can’t accommodate every flexible working request we are happy to be asked.  So if you are excited about working with us and think you can do much of what we are looking for but aren’t sure if you are 100% there yet… why not give it a whirl? Please note that sometimes we may close a job earlier for applications if we are inundated with amazing candidates.. Good luck!


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